National June 25, 2025 — BharatPe, a leading fintech infrastructure provider, has reinforced its reputation as a trusted enabler in India’s digital payments ecosystem through its role as Technology Service Provider (TSP) to Unity Small Finance Bank. According to recent data released by the National Payments Corporation of India (NPCI), Unity SFB has recorded a flawless 100% UPI transaction success rate with zero technical or business declines—an achievement that places it among the top-performing UPI banks in the country.
Redefining UPI Excellence
This industry-leading performance is powered by BharatPe’s robust transaction processing stack and emphasizes its ability to deliver on availability, speed, and regulatory compliance in real time. As a TSP, BharatPe joins the ranks of key UPI infrastructure players like Juspay and Mindgate, managing the core backend layer that ensures seamless and secure UPI processing.
In May, Unity SFB emerged as the only Small Finance Bank among NPCI’s top 25 performers—outperforming even leading traditional banks in transaction efficiency.
Scaling with Strategic Partnerships
The Unity–BharatPe UPI integration stands out as one of the few in India to launch with operational excellence from Day One. The recent rollout of UPI services by Jar (a TPAP using Unity as PSP and BharatPe as TSP) further validates the scalability and reliability of BharatPe’s infrastructure.
This technical depth positions BharatPe as not just a product innovator for merchants, but a core infrastructure layer for fintechs looking to scale rapidly.
“We are focused on building with speed, intent, and reliability,” said Sandeep Indurkar, CEO, Resilient Payments (a BharatPe Group company). “The goal is to expand our footprint across high-growth markets and empower partners with modern, scalable rails for digital commerce.”
India’s First Full-Stack Fintech Infrastructure Platform
Headquartered in Gurugram, BharatPe holds a unique position in India’s fintech landscape as the only player with:
- An NBFC license (via Trillion Loans)
- A stake in a Small Finance Bank (Unity SFB)
- An Online Payment Aggregator (PA) license
With its UPI TSP capabilities, BharatPe is now enabling third-party apps, fintech startups, and digital-first businesses to build securely on top of its rails—backed by resilient infrastructure that scales with intent.
