National | January 9, 2026: Powerplay, India’s leading construction tech platform, has announced the rollout of Powerplay Credit, a project‑linked working capital solution designed to tackle cash flow constraints faced by contractors during active project execution.
Currently live across key construction markets in South India, Powerplay Credit is being scaled across the region with plans for nationwide expansion in 2026.
India’s construction sector is witnessing rapid growth across infrastructure, housing, industrial corridors, renewable energy, and urban redevelopment. Contractors often face delayed receivables, stage‑based billing, and prolonged payment cycles, leading to stalled sites, material shortages, and reliance on informal credit.
How Powerplay Credit Works
- Procurement‑Linked: Credit is embedded directly into raw material procurement via the Powerplay marketplace.
- Project‑Level Cap: Credit is capped at the project level, aligned with approved specifications.
- No Cash Disbursement: Funds cannot be diverted; usage is restricted to verified material purchases.
- Software‑Led: Powered by real‑time project data including site activity, procurement patterns, and execution progress.
- Collateral‑Free & Zero‑Interest: Designed to reduce execution risk while maintaining financial discipline.
Iesh Dixit, CEO, Powerplay, said: “India needs to build at unprecedented scale—homes, hospitals, schools, roads, and railways—yet contractors operate with fragile cash flows. Powerplay Credit embeds working capital into live projects so work doesn’t stall simply because payments are delayed.”
Musthaqheem A, Chief of Staff (Commerce Practice), Powerplay, added: “Contractors have long faced a trade‑off between delayed materials or expensive informal credit. By integrating financing into procurement, we eliminate that trade‑off, enabling timely, affordable access to materials without collateral or paperwork.”
Benefits for Contractors & Lenders
- Small Contractors: Gain access to structured credit despite limited banking eligibility.
- Mid‑Sized Contractors: Scale credit across multiple parallel projects.
- Lenders: Reduced underwriting friction through live project data, improved risk visibility, and lower monitoring costs.
- Vendors: Optional participation with transaction‑level transparency.
About Powerplay
Powerplay is India’s construction tech platform, offering project management, procurement, and execution solutions tailored to contractors and developers. By embedding finance into live projects, Powerplay aims to transform construction execution into a predictable, transparent, and scalable process.
