Term & Life Cover

Term Insurance Sum Assured Calculator 2026: How Much Cover Do You Really Need in India?

Calculate your ideal term insurance sum assured in 2026 with proven methods (DIME, Income Multiple, HLV). Step-by-step guide with 2026 examples, inflation-adjusted costs & premium estimates for ₹1–5 crore cover in India.

LIC Saral Jeevan Bima Explained: Features, Premiums, Eligibility & Benefits

LIC Saral Jeevan Bima explained: pure risk term plan with no riders, 45-day waiting period & accidental death cover from day one.
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Home Loan Insurance vs Term Insurance: Which Is Better to Protect Your Home Loan?

Confused between home loan insurance and term insurance? Learn which option gives better flexibility, portability and family protection for your home loan, including how LIC GMRA and LIC term plans fit in.

How to Decide Policy Term and Sum Assured When Your Income Is Volatile (Freelancers & Founders)

Choosing Term Insurance for Self-Employed Professionals When Income Goes Up and Down

Term Life Insurance for Young Entrepreneurs: Protect Your Family While You Build Your Dream

Learn how term life insurance protects founders from financial uncertainty; a Life Insurance Advisor can help you pick the right sum assured.