Curie Money Receives NPCI Approval, Exits Beta, and Launches Nationwide as India’s First UPI App That Grows Your Money

Bengaluru, 14 October 2025 – Curie Money, a fintech platform redefining how Indians save and spend, has received final approval from the National Payments Corporation of India (NPCI) to launch its UPI services nationwide. With this milestone, Curie exits its Closed User Group (CUG) phase and is now live for all users across India on Android and iOS.

Curie becomes the first UPI app in India that grows your money in a liquid mutual fund while maintaining instant payment access, marking a new era of smarter, high-yield money management. Users earn daily returns while retaining full liquidity for everyday UPI transactions.

“Receiving NPCI’s final approval reinforces our vision of building India’s first UPI app that grows your money,” said Arindam Ghosh, CEO & Co-founder, Curie Money. “This is a step toward money that grows daily and yet remains instantly available—a brand new way to banking.”

Curie’s ecosystem is powered by partnerships with YES Bank and AMCs such as ICICI Prudential and Bajaj Finserv, ensuring regulatory compliance, reliability, and trust. The platform enables instant redemption from mutual funds to facilitate UPI payments, offering up to 6.7% CAGR on idle balances.

The launch follows Curie’s $1.2 million seed round in December 2024, led by India Quotient, and marks a major leap in bridging the gap between returns and liquidity in India’s personal finance landscape.