After simplifying financial requirements like borrowing, payments, policy buying fintech is now aiming at reforming further peculiar areas too. Things that probably a consumer is less aware about like reward points, invoice discounting. Replacing the traditional methods fintech are utilizing technology to enter into new domains and fastrack the procedures. Also, in the process they are focusing on creating more awareness that would help the entire ecosystem.

VouchaGram (GyFTR)
VouchaGram is an O2O (offline to online and vice versa) technology solution; that enables brand currencies and create digital gifting & rewards ecosystem for people to interact and transact real time. GyFTR is present at more than 50K POS terminals allowing 130 + brands to issue and accept Gift Voucher and redeem various Bank loyalty points directly at the POS.

More than 90% of the gift vouchers catalogue are directly or indirectly powered by GyFTR (Vouchagram). The top 5 banks like HDFC, SBI, AXIS, RBL, IndusInd and large R&R players like BI Worldwide, OC Tanner, Kwench, and another 200 clients are exclusively being managed and served by Vouchagram and when it comes to e-commerce players like Amazon, PayTM etc. we are the preferred partner they work with.

Promising a unique borrowing experience to Indians, Happy Loans provides customized loan offerings to consumers to meet their specific demands. It even offers Micro Business loans that start at as low as Rs 2,000 for durations as short as 30 days. Recently the platform announced to have disbursed more than 18,000+ MSME-based merchants loans.

Priority Vendor
Priority Vendor is a supply chain focused fintech company and runs India’s largest dynamic discounting platform. The solution bridges the requirement of higher margins for a large corporate and the need for easy access to working capital for its suppliers, in an end-to-end digital manner. Priority Vendor’s proprietary machine learning algorithm discovers the optimum cash discount a supplier is willing to offer for early payment of approved invoices. This helps the corporate increase EBITDA and return on capital in a risk-free way and helps suppliers get access to liquidity as and when they need it. Moreover, Priority Vendor even takes care of the accounting entries to facilitate the early payment, through their arms-length ERP linkage with corporates!Priority Vendor has built innovative solutions in digital invoicing and processing as well as GST reconciliation and filing modules, for large corporates as well as fast growing startups. Most recently, Priority Vendor has launched a product with multinational banks that enables dynamic discounting in a bank led vendor finance program.