Mumbai, Maharashtra, India | 22nd August 2025: On the occasion of Senior Citizens Day, Tata AIG General Insurance Co. Ltd. has reaffirmed its dedication to the well-being of India’s elderly population by highlighting its specialized health insurance policy — Tata AIG Elder Care. This comprehensive plan is exclusively designed for individuals aged 61 years and above, addressing both medical and lifestyle needs that become crucial in the golden years.
Growing Need for Elderly Health Insurance in India
A recent NITI Aayog report titled “Senior Care Reforms in India – Reimagining the Senior Care Paradigm: A Position Paper” revealed a critical protection gap. Only 20% of India’s elderly population is currently covered under health insurance, while nearly 78% lack pension coverage. This alarming situation leaves millions of seniors exposed to financial and health vulnerabilities, especially as longer life expectancy, rising healthcare costs, and chronic diseases continue to strain families.
Tata AIG Elder Care: Designed for Senior Citizens
Speaking on the initiative, Mr. Dinesh Mosamkar, Senior VP of Consumer Underwriting at Tata AIG General Insurance, said:
“Senior Citizens Day is a reminder of the importance of safeguarding the health and dignity of our elders. With Tata AIG Elder Care, we aim to provide a robust blend of healthcare protection, specialized services, and dignified support for senior citizens. Health insurance is not just about hospitalization costs — it’s about empowering seniors to live healthier and more confident lives.”
Key Features and Benefits of Tata AIG Elder Care
The Tata AIG Elder Care Policy goes beyond basic health insurance, offering seniors a holistic healthcare experience that includes:
- Hospitalization Coverage with cashless access at 12,000+ hospitals across India.
- Home Physiotherapy Services through network providers.
- Home Nursing Care for post-operative recovery.
- Personalized Health Manager for appointment bookings, scheduling, and service coordination.
- Annual Preventive Health Consultation covering dental, eye, and orthopedic check-ups.
- Home Care Treatments including dialysis, chemotherapy, and pandemic care.
- AYUSH Coverage for Ayurveda, Yoga, Unani, Siddha, and Homeopathy at certified centers.
- Compassionate Care Assistance for Activities of Daily Living post-discharge.
- Home Assessment & Modification for elderly and disability-friendly mobility adjustments.
- Pre-existing Disease Coverage after 24 months of continuous enrollment.
- Coverage for High-End Diagnostic Tests on an OPD basis.
A Step Towards Financial and Emotional Security
With its wide network of hospitals and inclusive elder-centric features, Tata AIG Elder Care aims to bridge the health protection gap for senior citizens in India. The policy not only secures medical expenses but also focuses on preventive, rehabilitative, and lifestyle-based support to ensure that India’s elderly can live with dignity, independence, and confidence.
