UpTik Launches 2.0 to Simplify Credit Access for MSMEs

Key Highlights:

• UpTik 2.0 launched by Growwcap Fintech Pvt. Ltd. as a redesigned mobile‑led platform.
• Focused on simplifying credit access for MSMEs and creating greater transparency in invoice financing.
• Addresses India’s ₹60 lakh crore MSME credit gap.
• Introduces AI‑enabled voice support in multiple languages for investors.
• Features include personal investment dashboard, company‑level visibility, and pro‑rata interest calculations.
• App now live on Google Play Store and Apple App Store.
• Officially launched by Anand Chari, Former AGM – SME & Startups Business Development, BSE.

About UpTik 2.0
With India’s MSME sector facing a massive ₹60 lakh crore credit gap, UpTik 2.0 brings the financing journey onto a mobile platform, reducing complexity and making credit access simpler.

Key Features:

• AI‑enabled voice support for multilingual investor assistance.
• Personal investment dashboard showing investments, returns, interest earned, maturity timelines, and deployed capital.
• Company‑level visibility with detailed information about underlying businesses.
• Pro‑rata interest calculations based on actual deployment period.
• Opportunity discovery, company information, investment tracking, and portfolio monitoring integrated into one interface.

Vinod Varma, Co‑Founder & CEO, UpTik: “Our mission is to drive financial inclusion in India, and technology can be a powerful catalyst in making financial services more accessible. Mobile is increasingly becoming an important interface for businesses to manage their operations, and we believe access to credit should be no different. With UpTik 2.0, we are working towards bridging the gap in credit access and making the financing journey simpler, while also creating greater transparency for investors.”

Launch Event
The UpTik 2.0 app was launched by Anand Chari, Former Additional General Manager – SME & Startups Business Development at Bombay Stock Exchange (BSE).

About UpTik
UpTik is an invoice financing investment platform operated by Growwcap Fintech Pvt. Ltd. It enables investors to participate in invoice‑backed investment opportunities, focusing on short‑duration investments with visibility into underlying businesses and the investment lifecycle.