National | December 2025: Insurance Samadhan and Vealthx, India’s leading wealth continuity platform, have announced a strategic partnership through deep service integration to directly address one of the country’s most pressing financial challenges — the massive pool of unclaimed and dormant financial assets.
The collaboration brings together Vealthx’s secure, all‑in‑one platform for managing financial assets with Insurance Samadhan’s specialised expertise in insurance grievance redressal and claim recovery. Together, they aim to provide Indian consumers with a single, unified digital touchpoint to discover, understand, and recover money that rightfully belongs to them.
A National Challenge: ₹1.84 Lakh Crore Lying Unclaimed
India faces a staggering crisis of dormant financial assets. As stated by the Union Finance Minister, ₹1.84 lakh crore remains unclaimed across banks, regulators, and financial institutions as of late 2025.
Within this, the life insurance sector alone holds over ₹20,062 crore in unclaimed amounts (IRDAI, March 2024).
This partnership directly targets this high‑impact national problem by enabling families to:
- Discover forgotten or unknown insurance policies
- Understand policy terms and entitlements
- Recover rightful claims with expert support
- Reduce the risk of future unclaimed assets through better organisation and continuity tools
A Unified Digital Platform for Insurance Discovery & Claim Support
Through this integration, the Vealthx app becomes the single digital gateway for users to access Insurance Samadhan’s specialised services. All backend operations — including claim support, documentation, and grievance handling — will be managed by Insurance Samadhan’s expert team. Key integrated features include:
1. Know Your Policy (KYP)
A first‑of‑its‑kind feature that provides:
- Transparent, accurate policy understanding
- Clear breakdown of benefits, exclusions, and obligations
- Reduced paperwork and confusion
- Faster decision‑making for families
2. Policy Claim Grievance Support
Insurance Samadhan’s expertise helps users:
- Expedite claim resolutions
- Reduce rejection rates
- Navigate complex documentation
- Recover insurance‑related assets efficiently
This integration expands the reach of both organisations across new customer segments and geographies, leveraging Vealthx’s rapidly growing digital ecosystem.
Suhasini Anand, COO/CHRO, Vealthx, said: “Vealthx was built to ensure that no family ever loses access to their rightful financial assets. Insurance Samadhan complements this mission by specialising in insurance grievance redressal and claim support — two areas where families struggle the most. Our discovery engine combined with their claim expertise can reduce unclaimed insurance pools, fast‑track rightful recoveries, and simplify transmission for nominees.”
Shilpa Arora, COO & Co‑Founder, Insurance Samadhan, added: “Partnering with Vealthx gives users the tools they need to manage their policies independently through mobile or web applications. Together, we are creating a new support system that ensures customers fully understand their coverage and have instant access to claims‑processing resources. This partnership empowers people to take complete control of their insurance experience.”
A Partnership Designed for National‑Scale Impact
The collaboration aims to:
- Reduce India’s growing pool of unclaimed insurance assets
- Improve financial continuity for families
- Increase transparency in insurance policy management
- Strengthen consumer protection and awareness
- Build a seamless, tech‑enabled insurance experience
By combining discovery, organisation, and claim support, the partnership creates a holistic insurance lifecycle solution for Indian households.
About Vealthx
Vealthx, registered with SEBI as an Investment Adviser, is a comprehensive wealth continuity platform designed to help Indian families discover, organise, and claim forgotten or unclaimed financial assets. The platform directly addresses the national challenge of ₹1.84 lakh crore lying unclaimed. Vealthx also offers tools for legacy management, including will creation, ensuring smooth transmission of assets to legal heirs. Website: https://www.vealthx.com
About Insurance Samadhan
Founded in 2018, Insurance Samadhan is India’s leading insurance grievance redressal platform. The company has resolved 18,000+ insurance grievances and helped 15,000+ individuals recover ₹160 crore in rightful claims. In 2024, it launched the Polifyx app, reducing grievance‑resolution timelines by 55%.
Insurance Samadhan handles queries across health (69%), life (25%), and general insurance (6%), and continues to strengthen transparency and fairness in India’s insurance ecosystem.
